A Personal Note - 3/28/2009

                     Wall Street insider tips and excessive pay offend my Mid-Western values. When I worked
            on Wall Street 40 years ago, I saw first hand how partners in a major brokerage got inside information
            which they did not share with their public clients.  (An obscure shipping company named Natomas had
            an interest in a major new oil discovery in Indonesia.  This I learned from a telegram that came into
            the Research Department of Harris, Upham & Co. at 120 Broadway, New York - later bought out my Smith
            Barney.  I was then a trainee stock broker at the headquarters of this stock brokerage.  Naively,  I thought
            I would see how important information would be disseminated in the firm.  That did not take place
            for several months.   First, the partners, I learned, bought the stock for themselves between 22 and 25. 
            Only after it had doubled, did I see a Harris, Upham report on the stock for its customers.  The partners
            then sold some of their shares and helped provide the stock to meet the newly created demand.
            It was a very speculative market.  The stock finally tripled by the time the broader public heard
           about Natomas in Time magazine on 8/29/1969.  This is the experience that made me see how
            insiders buy long before the full story is released to the public.

                    When I worked at Harris, Upham & Co I also saw a lot of other things that made me distrust
            Wall Street.  I saw the filing cabinets, one after another, of numbered Swiss Bank bank accounts
            in the margin department.  The margin clerk laughed about how little the wealthy owners of
            stocks had to pay in taxes if they used Swiss Bank accounts.   I also watched the Mafia rig
            and manipulate profitably seven straight very low priced stocks.  A customer I knew worked for the
            Mafia ( He was a pimp for homosexual celebrities and was forced to join the Mafia.  He bought 7
            straight stocks through me that tripled or quadrupled.  I also saw the good-old boys' trade stock tips
            left and right.  They got rich because of who they knew, not from what they created or accomplished
            on their own.  They had every reason to obsequiously ingratiate themselves with powerful Wall
            Street figures,   They certainly had no reason to challenge them or tell what was really going on
            there. 

                  I say these things, so you will understand how much it offends me when I see that Obama's
            Treasury Secretary, Geithner, kow-tow to big Wall Street interests all the while Obama pretends to
            represent Main Street.  Bush I had met.  I never had any hopes for him.  He was arrogant
            and immature in 1972 and never changed.  But I had hopes for Obama.  Last night on C-Span I
            saw Geithner refuse to promise to publish the number (not the names) of employees receiving
            more than a million dollars a year in pay and bonuses from banks getting public TARP funds. 
            House Rep. Sherman had asked him to provide Congress this information in House Banking and
            Finance Committee hearings.  Geithner demurred and refused to say "Yes".  He said he would
            have to think about the request.   (Who says Congress runs the the show even though it
            appropriates the money for these bailouts?  So much for responsible government under Obama!)

                The Bible says "the truth shall set you free."  The software I have created lets average investors
            see the truth, what Wall Street insiders are buying or selling.  It lets us not be fooled by false news
            stories put out by Wall Street and corporations to take advantage of the unwary.   The Blogs I write
            reflect these values, experiences and the software allows me see if I'm on the right track.  I hope
            you like them.    

                           Click TIGER  Predictions and Commentary.
               I have been writing a nightly Hotline since 1985. Here's a sample.   Sample


          Tiger Software was created in 1981 by me.  

          It started on an Apple II+ with the writing of Peerless Stock Market Timing. 
          Price bands and Oscillator Non-Confirmations were his invention.  In 1982,
          he invented a way to compare each stocks' level  of relative Accumulation
          and Distribution.  His Accumulation Index has been purloined, crudely
          copied and misunderstood by quite a coterie of well-known intellectual
          thieves.  His software and books make heavy use of this original indicator. 

          The power of Peerless was never more evident than in 1987 when it called
          the top in early October, just before the severe Crash that followed.  The
          power of Tiger's Accumulation Index has won loyal converts.  As the years
          went by, Tiger has developed many other highly original concepts and tools.  
          One of which is the "Tiger Day Traders' Tool" and its off-shoot, Tiger's
          "Closing Power".  

          Thousands of traders and investors have used Tiger since 1981.  Some
          brought a lot of trading experience to bear on Tiger and others wanted
          to learn how to make more money and how best to safeguard what they
          already had.

           It is a tribute to Tiger Software that many of our customers today have
           used the software for more than 25 years! 

Education
BA - Yale University
Ph.D. in Public Law and Government - Columbia University
Dissertation: "Role of Chancellor of Exchequer in British
Cabinet Politics: Case Studies of Political Power,: 1919-1937

Dissertation Summary:

The number two man in the British Cabinet did not want to let spending
ministers get a positive public reputation and become his rivals to become
Prime Minister.  In this way, the financial orthodoxy of the "City"
(Keep the Pound strong and balance the budget, whatever the cost.) had a
very willing ally as Chancellor of the Exchequer. And this is still true.

As a result, England stagnated economically,  did not create public works jobs
in the Depression, despite Keynes being a well-known figure in London, and
did not build up its Air Force in a timely way, when the Nazis threatened war. 

Conclusion: It was the dynamics of Britain's Cabinet Political System, not
the sinister and selfish financial influence directly that prevented England from
escaping its decline in the inter-war years.

My Career

While in graduate school, I was a Stock Broker - Harris Upham, NYC
on Wall Street.  I learned technical analysis, saw how rampant
insider trading was and learned how institutions "accumulate"
and "distribute" stock.

College Teacher of Economics and Political Science:

Editor for Santa Fe Seers:  I wrote more than 50 feature length articles
on political, social and economic Issues in New Mexico.  They had
considerable impact on
   (1) raising state oil and gas severance taxation from state lands,
   (2) the launching of the state's biggest law suit involving New Mexico
consumers and a utility company that had a vested interest in buying
high prices natural gas and over-charging consumers and New Mexico,
  (3) causing the State Treasury to change its investment practices
to favor state businesses and banks.
  (4) elevating state environmental standards for protecting uranium
miners.
..................

Researcher/ Computer Systems Analyst  for State of Washington:
...........Child Protective Services.
While there, set up a sampling system which saved State of Washington
many million dollars in making required reports to the Federal government.
Other states adopted this money saving approach.

1981:  Started TIGER Investment Software.
Hand-entered 25,000 stock market pieces of market data for the
period of 1972-1982 into an APPLE II+ and write the original      
Peerless Stock Market Timing Software in 1982 for APPLE
computers and in 1983 for PC system. This system pioneered the
use of fixed interval bands and showed how to use them in conjunction
with critical measures of market internal strength.

1982:  Created Tiger's Power-Stock-Ranker Software.
Originated multiple stock "Accumulation" screening and ranking and
invented the "Accumulation Index ".  It is a credit to the concept that it
has been widely copied by others in field..

1984:  Started bi-weekly Peerless Forecasts.  Now being published
on Internet.

1984:  Started San Diego's Tiger User Group for computerized
investors.

1985:  Started Nightly Hotline.  Now being published on Internet.

Oct. 5th, 1987:  The Peerless Stock Market Timing Software issued
the famous "Major Sell S9" that predicted the October 1987 Crash.
That Top was exactly pin-pointed with DJI at 2640 in early October.
It then fell 34% in less than 3 weeks.  A Peerless Major Buy (B9)
signal was issued in January 1988 with DJI at 1900.

July 1990:  The Peerless Stock Market Timing Software issued
Major Sell signal  with the DJI at 3000. This exactly pinpointed the
DJI's peak for 1990.  Issued Major Buy (B12) signal in January 1991
with DJI at 2600.

1993:  Released WINDOWS versions of Tiger's
Peerless Stock Market Timing Software and Tiger's
Power-Stock-Ranker Software.

1994:  Published "Twenty-six Percent a Year Can Make You Rich:
The Experience of Tiger's Power-Stock-Ranker Software with Safer,
Blue-Chip Stocks, 1970-1994"

1995:  Started the Elite Stock Professional Report, a weekly screening
of 6,000 stocks for those showing the smart, Big Money, insider-
informed  accumulation.

1996:  Tiger Investment Software's Monthly Tiger User Group Meeting
hosts the largest group of computerized investors in San Diego for
tenth straight year.

1997: Published "Short Selling: Killer Profits in Any Market."

2000: Created Several New Indicators of A Stock's Internal Strength:
Opening Power, Closing Power and Day-Traders' Tool. A record
number of major Sell signals appeared in 2000.

2002: TigerSoft added automatic BUY and SELL signals on daily
data for any stock,  index or commodity.

2004: TigerSoft weekly automatic Buy and Sell signals on stocks,
mutual funds, commodities, currencies...

2006: TigerSoft Options Program.  Buy and Sell signals on the
OEX and SP-500 for Options' traders.

2007  Insider Watch.  Analysis of all stocks in TC-2000 data base
showed that "Augmented B24" stocks gained more than 37%
per year since 1990.

2007 - 2008 ---- I started TigerSoft News Service to let visitors
to www.tigersoft discover how the stock market really works
and how much influence finance and profits have on the US government
and vice verse.  Ir covers many topics.  Please see
http://www.tigersoft.com/Tiger-Blogs/index.htm

2008 - 2009 I am writing a new Peerless Stock Market Timing manual
and software to show how technical analysis may be effectively used to time the
market, using the same rules consistently, for the period 1915 to 2008.
The studies of the 1930s have helped us (me and my subscribers) enormously
to anticipate the markets' big swings since the then end of 2007..

In addition, I would be pleased to research and write articles on an as-needed
basis.  Contact me at william_schmidt@hotmail.com  

History is organized memory, and the organization is all-important. (Henry Steele Commager)

History is the intellectual form in which a civilization renders account to itself of its past. (Johann Huizinga)